Interest Free Credit

A full set of luggage can be a pretty big investment 

That’s why we’ve made the load a little easier to carry with the option to pay

on finance at 0% interest!

Here are the Benefits you’ll enjoy with our Finance plan:


* Shop now and Pay later

* Interest Free payments

* No payments for 30 days

* Pay over 6 months or over 10 months


It’s easy to Pay on Finance, here’s how:


* Spend just £249 or more online * Select the V12 Finance option at checkout

* Complete the application form

* You’ll get an instant answer on the success of your application


Do I qualify to Pay on Finance?


* You have to be 18 years older

* You need to be a UK resident - resident in the UK for at least 3 years

* Your total order spend has to be at least £249 – this can be made up of multiple items and

can include delivery charges

* You should have a debit card/ credit registered in your name and to your address

* You are able to make regular repayments by Direct Debit

* You will need to be in regular employment (minimum of 16 hours per week)

There may be other conditions that affect the success of your application and more

information may be requested from you, for instance, proof of your income.

In some cases, V12 Retail Finance Limited ("V12") – our 3rd party financial services

provider may need more time to assess your application.


What if I’m not successful?

There are a number of reasons why your application may not be approved but you can still

make your purchase and pay in full using your debit/credit card.

Here are a few usual reasons why applications fail:


* Mis-typed/ incorrect information on your application form

* You don’t meet the eligibility criteria

* A poor credit score

* Your financial records show poor account performance with other lenders or too many

financial commitments


You can always appeal this application decision. To make your appeal process quicker,

please obtain a recent copy of your credit report before getting in touch with V12.

Appeals can be made by email to this address -

For more advice on appeals call V12 Retail Finance Limited on 02920 468916


Finance Terms and Conditions

Global Luggage Co. offers this 0% finance plan through V12 Retail Finance Limited, our 3rd

party financial provider.

Stock will only be allocated once the application has been completed and approved. We

reserve the right to withdraw finance on certain products at any time.

If successful you’ll be asked to verify your identity with a 50p transaction (we won’t take

this money, this only serves to prove that your details are correct and protects you against

fraudulent transactions).


More about V12 Retail Finance Limited

V12 Retail Finance Limited is a long established, industry-leading 3rd party provider of

Retail Point of Sale Credit. V12 is the UK’s only specialist in this field of finance, with over

20 years of experience.

Successful applicants will enter a Credit Agreement with V12’s parent company, Secure

Trust Bank PLC. This will be administered by V12. V12 is authorised and regulated by the

Financial Conduct Authority. Secure Trust Bank PLC is authorised by the Prudential

Regulation Authority and regulated by both the Financial Conduct Authority and the

Prudential Regulation Authority, under registration no 204550.